DISCLAIMER

The website www.vitti.capital, its associated features (the Website) and all its webpages is owned and operated by Vitti Capital Pty Ltd (ABN 13 670 030 145) is a Corporate Authorised Representative (001306367) of Point Capital Group Pty Ltd (ABN 41 625 931 900), the holder of Australian Financial Services Licence number 518031 (Vitti, Vitti Capital, we, our, we or us). Vitti Capital Pty Ltd includes but is not limited to our representatives, affiliates, related parties, officers, directors, employees, agents, partners and independent contractors.

These Terms and Conditions (the Terms) which incorporates the Disclaimer, Privacy Policy, Financial Services Guide (FSG), Product Disclosure Statement (PDS) and any other document or materials accessible on the Website, and other documents referred to in these Terms govern your use of this Website and the supply of our products to you. The information on the Website, webinars, eBooks, and all other digital materials (‘Content’) is published by Vitti Capital Pty Ltd.

By browsing, accessing and using the Website, you agree to be legally bound by these Terms. We may change and revise these Terms at any time, and the revised Terms will be made available on our Website. By continuing to use the Website, you agree to be bound by such revised Terms.

The Content is general information only and does not, or is not intended to be construed as, considering the investment objectives or financial situation of any particular person. Content is published in good faith based on the facts available at the time of writing and does not purport to contain all relevant information in respect of the financial products to which it relates. We do not suggest that all the relevant information for each product is listed. Projections are estimates and may not be realised in the future. You need to decide what is suitable for your own personal needs. We do not have your specific personal financial situation or needs in mind when we provide this information and/or any of our Content. It does not constitute, nor should it be treated as personal advice.

Views and expressions given by analysts or representatives, agents or officers of Vitti Capital are their own and do not constitute any recommendation(s) by Vitti Capital. The material provided on the Website and any advice given constitute general advice only and must not be relied upon as personal investment advice.

Nothing in this Website or its associated materials may be construed as a notification to buy or sell any Financial Products, or to engage in or refrain from engaging in any transaction in a Financial Product. All research and materials on the Website are based on information obtained from sources believed to be reliable but in stating so, Vitti Capital does not make any representation or warranty that it is accurate, complete or up to date.

You should not rely solely on any information accessed using the Website to make a financial, investment or purchasing decision; you should make your own enquiries before forming your own opinion and taking any action based on any such information.

You must make your own enquiries and analysis to determine if any of our information or Content is suitable for your own particular financial circumstances and requirements. You are responsible for consulting a suitable qualified professional before using or relying on any of our information or Content or before taking any course of action that may directly or indirectly affect your business or financial situation. It is your responsibility to ensure that the financial products are sufficient and suitable for your purposes and meet your individual requirements. We do not warrant that the products will meet your individual requirements. You acknowledge that the financial products are standard and not made bespoke to fit any particular requirements that you may have. You take full responsibility and risk for making any decision based on information on this Website or in our Content. You hereby agree to irrevocably release and waive any claims you may have now or in the future against us. We take no responsibility or liability whatsoever for any loss that may arise from any person acting on any statement or information contained on this Website or in our Content and all such liabilities are expressly disclaimed. We accept no liability for any changes made to our Content by any unauthorised third parties.

Any persons relying on the above information do so at their own risk. Except to the extent that liability under any law cannot be excluded, Vitti Capital disclaims liability for all loss or damage arising as a result of any opinion, advice, recommendation, representation or information expressly or impliedly published in or in relation to the Website, notwithstanding any error or omission including negligence. We do not warrant that the Website will be available at all times without disruption, and we provide no warranties in relation to the Content of any other Websites linked to or from our Website.

Vitti Capital grants you non-exclusive, non-transferable, limited permission to access and display the Website as a customer or potential customer provided you comply with these Terms and any Applicable Laws, and all copyright, trademark, and other proprietary notices remain intact. The entire Content of this Website is subject to copyright of Vitti Capital. You shall not copy, distribute, modify, reproduce (in part or full), broadcast or in any way transmit the Content of this Website without the express permission, granted in writing, by Vitti Capital.

You must not link to our Website or any part of our Website in any way that damages or takes advantage of our reputation, including, but not limited to 1) in a way to suggest or imply that you have any kind of association or affiliation with us, or approval and endorsement form us when there is none; or 2) in a way that is illegal or unfair.

All Content and functionality, including all information, text, images, graphic, software and advertisements (collectively referred to as “material”) contained on the Website are protected by Australian law, including copyright and trademark laws, and all rights are reserved by Vitti Capital. You must not share, reproduce, transmit, communicate, adapt, distribute, sell, modify, publish or otherwise use any of the material in any medium or format on the Website except as permitted by statute or with our prior written consent. Our Content is for individual use only and may not be used for commercial purposes. You are not permitted to make any derivative material, including but not limited to copying, reproducing, transforming, sharing, or building upon the Content in whole or any part thereof. For any other use or distribution, you must have express written consent from Vitti Capital Pty Ltd.

You must not, or not attempt to 1) interfere with, change, add, remove, deface, hack or otherwise interfere with the Website or any material or Content displayed on the Website or disrupt the Website or the servers or networks that host the Website; 2) use data mining, robots, screen scraping or similar data gathering extraction tools on the Website; or 3) interfere with security-related or other features of the site.

Nothing in these Terms excludes or limits your statutory rights as a consumer or our Liability for any breach of the obligations implied or guaranteed by law or any other Liability which cannot be excluded or limited by applicable law. To the extent permitted by law, we do not warrant, and we exclude all Liability in respect of the accuracy, completeness, fitness for purpose or legality of any information accessed using the Website.

You indemnify and hold us and our related entities, affiliates, and our and their respective officers, agents, and employees, harmless from and against any and all claims, demands, proceedings, losses and damages (actual, special and consequential) of every kind and nature, known and unknown, including reasonable legal fees, made by any third party due to or arising out of your breach of these Terms or your breach of any law or the rights of a third party.

GENERAL

Entire agreement: These Terms contain all the terms agreed between you and us and supersedes and excludes any prior Terms published on this Website.

Assignment: You may not assign or delegate or otherwise deal with all or any of your rights or obligations under these Terms. We shall have the right to assign or otherwise delegate all or any of our rights or obligations under these Terms to any person.

Force majeure events: We shall not be liable for any breach of our obligations under these Terms where we are hindered or prevented from carrying out our obligations by any cause outside our reasonable control, including by lightning, fire, flood, extremely severe weather, strike, lock-out, labour dispute, act of God, war, riot, civil commotion, malicious damage, failure of any telecommunications or computer system, compliance with any law, accident (or by any damage caused by any of such events).

No waiver: No waiver by us of any default of yours under these Terms shall operate or be construed as a waiver by us of any future defaults, whether of a like or different character. No granting of time or other forbearance or indulgence by us to you shall in any way release, discharge or otherwise affect your liability under these Terms.

Notices: Unless otherwise stated within these Terms, notices to be given to either party shall be in writing and shall be delivered by email supplied by you to us, or to us at our registered office.

Survival: The provisions of clauses that either are expressed to survive its expiry or termination or from their nature or context it is contemplated that they are to survive such.

Severability: If any provision of these Terms is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and where capable the validity and enforceability of the remaining provisions of these Terms shall not be affected.

Governing law: These Terms (and all non-contractual relationships between you and us) shall be governed by and construed in accordance with the law of New South Wales and both parties hereby submit to the jurisdiction of the courts of New South Wales.